Serving the Valley from Canal Flats to Radium
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Are you looking for a property in the Columbia Valley; or as the Albertans have referred to us for years as the Windermere Valley?
I list and sell Real Estate in Radium, Edgewater, Invermere, Windermere, Copper Point, Fairmont, Dutch Creek, Columere Park, Columbia Ridge, Canal Flats, and all areas in between.
Times have changed in the last 4 years, since August 2008, and so have prices... Looking for a great deal...It is a Buyer's market, and some of the best prices I have seen in years are now available.
Call, text, or email me and I will gladly do all I can to assist in your Recreational options.
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How Much Can You Afford?
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Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.
Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the Receive this Detailed Analysis link. |
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Results
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Receive this Detailed Analysis
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Your Monthly Payments
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| Loan Amount: |
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| Loan Insurance (
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| Total Loan(Mortgage) Amount: |
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| Homeowners Insurance: |
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| Property Taxes: |
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| Condo Fees: |
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| Monthly Loan Insurance (%): |
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| Total Monthly Payment: |
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| Income Needed to Qualify for the Mortgage |
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| Total Monthly Debt Payment: |
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| Monthly Loan Insurance (%): |
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| Qualifying Income of
% GDS Ratio: |
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| Qualifying Income of % TDS Ratio: |
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| What You Can Afford |
| We are using the % ratio.
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| Cost of House: |
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| Down Payment: |
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| Loan Value: |
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| Monthly Principal & Interest: |
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| Monthly Property Tax: |
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| Monthly Condo Fees: |
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| Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate) |
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